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Guiding You Home with
Expert Mortgage Solutions
Helping UK Homeowners & Families Since 2016
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Protecting What Matters Most Your Life,
Health & Income
Helping UK Homeowners & Families Since 2016
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Protecting Your Home,
Protecting Your Peace of Mind
Helping UK Homeowners & Families Since 2016
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Best prices for all types of services

Your reliable partner in mortgages and insurance solutions. Since 2016, we’ve been supporting individuals, families, and landlords with expert guidance, and the best part is, our advice is always free.

We believe financial products don’t need to be confusing. Our advisers speak in simple, clear language and explain every option so you can make informed decisions with confidence.

First-Time Buyer Mortgages

It is a home loan designed specifically for people purchasing their first property.

Remortgages

When you switch your existing mortgage to a new deal, either with your current lender or a different one, without moving home.

Buy-to-Let Mortgages

This loan specifically designed for purchasing a property to rent out rather than live in yourself.

Help to Buy / Shared Ownership

These are government-backed schemes designed to make homeownership more affordable.

Let-to-buy

Let-to-buy lets you rent out your current home with a buy-to-let mortgage while taking a new residential mortgage to move into another property.

Life Insurance & Critical Illness Cover

These are financial protection policies designed to support you and your family in difficult times.

Income Protection

This is an insurance policy that provides you with a regular income if you’re unable to work due to illness, injury, or disability.

Whole of Life

Its a type of life insurance policy that provides protection for the insured person’s entire lifetime, rather than for a fixed term.

Private Medical Insurance

Its a health insurance policy that covers the cost of private healthcare.

Home Insurance

Home insurance is a policy that protects your house and belongings against risks like fire, theft, flood, or damage, covering repair costs, replacements, and liability for accidents at home.

Why Choose V Guard Life Ltd?

V Guard Life Ltd stands out for its commitment to delivering reliable, transparent, and customer-focused financial and insurance solutions.

Take the Next Step

Whether you’re buying your first home, reviewing your mortgage, or protecting your family’s future, our team is here to help. Contact us today for a free, no-obligation consultation, and let’s secure the right deal for you.

Testimonials

They showcase real stories of how V Guard Life has helped customers secure mortgages, find the right insurance cover, or plan their finances with ease and confidence.

Why choose our protection advice?

We search across all providers to find the right cover for your needs and budget. Protection policies have no cash value unless a valid claim is made.

Why choose our mortgage team?

Our Process

At V Guard Life is designed to make your financial journey clear, simple, and stress-free.

Our Promise

Since 2016, V Guard Life Ltd has been helping clients across the UK secure mortgages and protection products that suit their needs. We work with all major banks and insurers, giving you the widest possible choice and the most competitive deals.